Mississippi Security Deposit Demand Letter

Under Mississippi landlord-tenant law, landlords must return your security deposit — or provide a written, itemized statement of any deductions — within 45 days after you move out. This deadline is strict. If your landlord misses it, they generally lose the legal right to keep any portion of the deposit, regardless of the condition of the unit.

The burden of proof is on the landlord. Mississippi courts require landlords to document every deduction with receipts, photographs, and a clear itemization tied to your tenancy. Vague claims like "general cleaning" or "normal wear and tear" are not legally sufficient. Counter Gameplan organizes all of this into a clean, professional letter for you.

Mississippi law gives wronged tenants real teeth. If your landlord fails to follow the 45-day rule, you may be entitled to actual damages. In practice, that means a written demand letter citing the actual MS statute often produces a refund within days — landlords don't want to be on the hook for double damages plus your filing fees if you escalate.

If the landlord still refuses to pay, you can file in Mississippi Justice Court (Small Claims), which handles disputes up to $3,500. No attorney is required. The whole process — letter, optional small claims filing, hearing — usually takes 60–90 days.

Most disputes fall into a handful of patterns. Mississippi courts have consistently sided with tenants on deductions for ordinary wear (carpet wear in high-traffic areas, faded paint, minor scuffs), repainting for normal-life occupancy, "professional cleaning" charges absent a lease clause requiring it, and deductions for damage that pre-dated your move-in but wasn't documented on a move-in inspection sheet.

If any of these apply to your case, your demand letter should call them out specifically. The more you cite Mississippi's standards, the more credible you appear, and the more pressure you put on the landlord to settle.

A strong Mississippi security deposit demand letter has six elements: (1) your name, lease address, and move-out date; (2) the date the 45-day window closed; (3) the exact amount owed; (4) a line-by-line response to any deductions the landlord claimed; (5) citation to Mississippi's security deposit statute and the penalty for noncompliance; and (6) a clear deadline (typically 14 days) before you file in small claims.

The letter should be sent by certified mail with return receipt — this gives you proof of delivery, which courts treat as a strong factor in tenant favor.

If the landlord ignores your letter and refuses to engage, the Mississippi Attorney General's Consumer Protection Division handles formal consumer complaints — including against landlords and property managers. Filing a complaint is free, and even the threat of one frequently changes the landlord's posture.

The AG's office won't typically litigate your individual case, but they track repeat-offender landlords, and a documented complaint becomes part of your record if you later file in small claims court.